How to check CIBIL for free

How to check your CIBIL Score for Free?

CIBIL Score is a 3-digit number that summarizes all your credit history to keep a record and check if you are capable of a loan or not.

Now the official site is used to provide a free CIBIL Score calculation with free things that were only made available if you upgrade your id. However, with time the CIBIL has now changed and has made 3 plans or subscription features to choose from to get your CIBIL Score checked. 

Yes, CIBIL does still provide you with a one-time free check of your CIBIL Score, but is one time enough? If you are planning to maintain a good CIBIL Score you need to keep a timely track of your CIBIL Score and if you want to do that with CIBIL, you will have to choose from their three plans which are as follows.

  1. BASIC: – 1-month plan for Rupees 550. 
  2. STANDARD: – 6-month plan for Rupees 800.
  3. PREMIUM: – 12-month plan for Rupees 1200.

CIBIL Score subscription packages

You may also want to check What is the CIBIL score and how is it calculated? and How to increase your CIBIL Score?

Sites/Apps that check your CIBIL Score for free?

why go for these plans when you can get a lifetime free facility to check CIBIL Score from many other different sites?

Here is a list of sites that let you check CIBIL Score for free. 

  1. Amazon Pay,
  2. Bajaj FinServ, 
  3. Paisabazaar,
  4. BankBazaar,
  5. Paytm, 
  6. HDFC Bank, etc. 

The steps of checking the CIBIL Score if quite similar, however, let us go through them once together. 

How to check your CIBIL Score via Amazon Pay?

CIBIL Score check with Amazon pay

It is an online payment method owned by Amazon. It was launched in 2007, giving amazon users an option to pay with amazon pay not just on amazon but to external merchants as well.

Here are the steps to check your score on Amazon pay:

Step 1. Download Amazon app

Step 2. Create an account (if you already have one, log in)

Step 3. Go to the Amazon pay section on Amazon.

Step 4. Scroll down and look for the option of account.

Step 5. Click on the account.

Step 6. You’ll see a free credit score option on the screen, click on that.

Step 7. Enter your PAN number. 

Step 8. Click on verify and continue.

After verification of your PAN, you will get your CIBIL Score which is just as accurate as if you get it from the official site of CIBIL. 

If you want to see an in-depth analysis of your CIBIL Score, click on the full report at the end of the page, which will take you to the official site of CIBIL where you can see your CIBIL report. 

How to check CIBIL Score through Bajaj FinServ in less than 2 minutes?

Checking CIBIL Score through Bajaj FinServ

It is an Indian non-banking financial services company that focuses on providing facilities like lending, managing asset, managing wealth and insurance. 

Bajaj FinServ lets you check your CIBIL Score in just 2 minutes in a few simple steps and shows you the loan offers that you are eligible for. 

Here are the steps to check CIBIL Score on Bajaj FinServ.

Step 1. Go to Goggle and type in Checking CIBIL Score for free.

Step 2. Click on the Bajaj FinServ site and click on GET YOUR CIBIL SCORE.

Step 3. Enter your details and make sure they match your ID proofs.

Step 4. Verify your identity and confirm the OTP that comes to your mobile number or email address. 

Once you have verified your Identity, you can check your CIBIL report. 

Bajaj FinServ also provides you with customized loan plans you which are compatible with your CIBIL Score. 

How to check CIBIL Score via Paisabazaar for free?

Checking CIBIL Score via Paisabazaar. 

India’s largest online marketplace provides you with financial products.

Paisabazaar provides you with a lifelong free facility to check your score. 

The steps to check your score are as follow,

Step 1. Go to Google

Step 2. Click on Check Free CIBIL Score, which comes as an option below the official site of paisabazaar on the google search page.

Step 3. Fill in your personal details

Step 4. Verify your phone number which is linked or registered with any of your credit cards or loan.

Step 5. Click on get free credit report.

Once you click on it, you get your full CIBIL score along with a credit report. 

They also provide updates on your CIBIL score and report on your WhatsApp. 

How to check CIBIL Score with BankBazaar?

Checking CIBIL Score via BankBazaar. 

It is a neutral marketplace for customers and banks, where it passes creditworthy customers to the banks and lets the customer compare and choose from offers of different banks. 

Moreover, it lets your check your eligibility, apply for your loan and get approval in no time that too at the comfort of your home. 

BankBazaar is a sister arm of Paisabazaar. 

Let us see how to check our CIBIL Score on BankBazaar. 

Step 1. Go to the official site of BankBazaar.

Step 2. Click on the free credit score option.

Step 3. Fill in your first and last name.

Step 4. Enter your mobile and email address, which then gets verified with an OTP on your phone number.

Step 5. Enter your DOB

Step 6. Enter your PIN code.

Step 7. Lastly, enter your PAN card number.

Once your PAN gets verified, you get your CIBIL Score/Credit Score.

How to check CIBIL Score via Paytm app?

Checking CIBIL Score via Paytm

Paytm is a multinational finance technology company that specializes in digital payments, financial services and e-commerce. 

Here is how you can get your CIBIL score in just few steps via, Paytm,

Step 1. Go to the play store and download the Paytm app.

Step 2. Create an account on Paytm and log in.

Step 3. Link your PAN card to your account.

Step 4. Score down to loans & credit cards.

Step5. Click on Free Credit Score.

Once you click on it, you get your credit report which is verified by the CIBIL as well. 

How to check your CIBIL Score with HDFC Bank?

Checking CIBIL Score with HDFC Bank

HDFC Bank is a banking and financial service provider company. It is amongst India’s largest private sector banks.

Let’s see how to check your CIBIL Score through a bank. 

Step 1. Go to Google 

Step 2. Search for HDFC Bank CIBIL Score 

Step 3. Click on the Free CIBIL Score, Credit Score.

Step 4. Scroll down to the end of the page, and click on the Free CIBIL score simulator

Step 5. Create an account with HDFC Bank.

Step 6. Enter your details as per your bank records

Step 7. Click on continue,

Step 8. Go to member login and login into your account.

Once you log in, you get your CIBIL Score, along with some personalized offers from the bank. 


It is to be understood that apart from these sites/apps there are many other sites as well which can be used to check your CIBIL score for free; these are just a few popular ones. 

Remember that these sites, do stay in touch with you via emails and WhatsApp if you tick the check box where they ask for your permission.

It is to be noted that checking your CIBIL score, does not affect it as it is just a soft enquiry. Moreover, it is always safe if you are going through a trusted site. 

Make sure that you go through all the terms and conditions properly before filling in your details. 

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